New Player Emerges in Credit Card Space, Offering Token Holders Half-Percent Rebates on Select Cryptocurrencies

Table of Contents Japan’s Bitbank has officially entered the credit card market with a compelling cashback offer. In partnership with Epos Card Co., Ltd., the company launched the EPOS CRYPTO Card for bitbank on April 27, 2026. The card gives users a 0.5% crypto cashback on all monthly card spending. This move positions Bitbank as a serious player in Japan’s broader consumer financial services space. The 0.5% crypto cashback feature sits at the center of this card’s value proposition. Unlike traditional cashback programs that return yen or points, this card rewards users in digital assets. Cardholders can receive their returns in Bitcoin (BTC), Ethereum (ETH), or Astar (ASTR). The chosen crypto asset is then credited directly to the user’s Bitbank exchange account. What makes this arrangement particularly practical is the monthly selection flexibility. Users are not locked into one crypto asset for the entire year. Instead, they choose their preferred return asset each month based on personal preference. This gives cardholders direct control over how they build their digital asset holdings over time. New members also receive an additional welcome benefit worth 2,000 yen upon signing up. This is awarded on top of the recurring 0.5% crypto cashback program. Together, both incentives make the card attractive for users already active on the bitbank exchange. Applicants must hold a verified bitbank account to qualify for the card. Epos Card, the fintech arm of the Marui Group, brings its financial inclusion mission to this partnership. The company has long aimed to provide accessible financial services across all income levels. Pairing that mission with Bitbank’s crypto infrastructure creates a card that serves both new and experienced crypto holders. The result is a rewards structure designed to lower the barrier to digital asset ownership. Beyond cashback, the card also allows users to pay monthly fees directly from their bitbank exchange account. This makes it Japan’s first credit card to support crypto asset withdrawals for card payment. Bitcoin is the only asset currently accepted for this withdrawal function. The BTC is sold at the prevailing market rate at the time the payment is processed. Users should factor in that crypto price movements can affect the final yen-converted amount. There is also a possibility that insufficient BTC holdings could prevent a payment from going through. Furthermore, selling crypto assets in Japan may carry tax obligations requiring a formal return. Cardholders are advised to stay informed on the regulatory side of crypto transactions. Visa Worldwide Japan K.K. President Setan Kitney publicly welcomed the card’s launch with a clear statement of support. “We are pleased to announce that we have taken a new and important step in connecting crypto assets with the everyday payment experience,” Kitney said. He further added, “We hope that new options such as payments and rewards using crypto assets will become more accessible to more people.” His comments reflect growing institutional confidence in crypto-integrated consumer products across Japan. Kitney also reaffirmed Visa’s broader commitment to the space. “Visa will continue to work with issuers and other ecosystems to foster innovation and expand access to financial services,” he noted. This backing from a global payments giant adds credibility to the card’s long-term prospects. It also signals that major financial networks are aligning with the direction both Bitbank and Epos Card are heading. Looking ahead, both companies plan to widen the card’s supported digital assets and payment options. A commemorative campaign is currently running on Bitbank’s official website for new applicants.