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$XRP price prediction 2026 has once again turned bearish, with artificial intelligence (AI) models predicting the cryptocurrency is going to trade below $1.2 by the end of the month.

Notably, Finbold’s AI prediction agent projects an average $XRP price target of $1.18 on June 30, 2026, which would be a 5.97% decline from the current price of $1.26.

AI predicts $XRP price on June 30. Source: Finbold

AI $XRP price prediction

Our prediction tool combined the outputs from the three large language models (LLMs): Gemini 3 Flash, ChatGPT 5.2, and Grok 4.1.

Although differing in precise numbers, all three models predict that $XRP is going to decline further by the end of the month.

Gemini, for example, sees it dropping 8.4%, to $1.15. For comparison, the average yearly $XRP price in 2026 has been $1.51, while the lowest the asset has hit in the same period was $1.12, on February 6.

Grok is slightly more optimistic, although its projected 6.35% decline with a price of $1.18 is still decisively bearish.

The most bullish AI crypto price prediction came from ChatGPT, which predicts only a 3.17% correction and a final June $XRP price of $1.22.

LLMs predict $XRP price on June 30. Source: Finbold

$XRP price action

$XRP was trading at $1.26 at press time, down 3% over the previous 24 hours and largely mirroring a broader cryptocurrency market.

The primary catalyst behind the move was nearly $3 billion in net outflows from U.S. spot Bitcoin ETFs over the last 10 trading sessions, which sent Bitcoin (BTC) below $70,000 and dragged major altcoins, including $XRP, with it.

Adding to the pressure, $XRP’s market structure remains vulnerable due to declining liquidity. Notably, Binance’s 30-day $XRP order book depth recently fell to its lowest level since January 2020, making the token more susceptible to outsized price swings.

In the near term, $XRP’s outlook thus remains closely tied to Bitcoin. The current $1.26-$1.27 range is an important support zone, and holding above that range could allow $XRP to stabilize, while a decisive breakdown may open the door for a move toward the levels projected by the AI models, namely $1.15-$1.22.

Featured image via Shutterstock