Alchemy announced that its AgentCard platform now taps into the Visa (V) network, granting AI agents the ability to execute online purchases and manage payments on behalf of users.
How the Visa Connection Works
The new link lets AgentCard, a virtual identity and spending tool for AI agents, operate through Visa Intelligent Commerce. This integration enables agents to book travel, order groceries, or renew subscriptions without ever displaying a checkout screen to the consumer.
Broader Adoption of Agent‑Native Payments
Early adopters such as Stripe, Visa, and Mastercard are pushing the emerging field of agentic commerce forward. AgentCard is compatible with AI models from providers like OpenAI and Anthropic, allowing any agent to leverage the same payment infrastructure.
Strategic Outlook
“Every major computing shift has produced a new kind of economic actor,” said Nikil Viswanathan, Alchemy’s co‑founder and CEO. “The internet created online businesses. Mobile created the app economy. AI agents are next, and they need to be able to access the global economy, and AgentCard is how that starts.”
By routing transactions through Visa‑issued tokens, agents preserve existing rewards, credit lines, and card benefits without generating new accounts. The platform’s routing layer automatically selects the optimal payment method for each purchase and defaults to single‑use tokens when agent‑native protocols are unavailable. Each agent provisioned via AgentCard receives a unique virtual identifier that links directly to the consumer’s payment profile.