gumi Inc. disclosed a plan to become Japan’s largest XRP treasury holder, marking a decisive shift in its crypto strategy.
Strategic Shift Toward XRP
In its fiscal‑year‑ended‑April‑2026 financial presentation, gumi reported a cryptocurrency portfolio valued at roughly 14 billion yen (about $86 million). The company will reorganize its digital‑asset business, designating XRP as the primary crypto asset.
Staking returns have dwindled across the broader crypto market, prompting gumi to transition away from a diversified holding model. The firm intends to convert a growing share of its portfolio into XRP and may acquire additional tokens if market conditions warrant.
Treasury Management and Market Implications
gumi will not merely store XRP; it plans to employ derivatives, notably covered‑call options, to generate income while retaining the underlying asset. By selling call contracts at preset strike levels, the company aims to capture premium earnings without relinquishing ownership.
The strategy aligns with the company’s deepening partnership with the SBI Group, whose chairman Yoshitaka Kitao has championed XRP‑focused treasuries. Investors anticipate that gumi’s active management could enhance returns and reinforce its position within the blockchain and crypto ecosystem.