Ripple's Schwartz on XRP Price: 'I've Been Clear All Along

In a reply to an X user, Ripple CTO Emeritus David Schwartz reiterated his outlook for $XRP's future prices and other digital assets, maintaining that he has been clear all along.

An X user had indirectly claimed that Schwartz, one of $XRP's co-creators, privately doubted its long-term price potential. Schwartz pushed back on this speculation, saying he has been consistently very clear about what his beliefs are for the future prices of $XRP and other digital assets.

I've been consistently very clear about what my beliefs are for the future prices of $XRP and other digital assets.

— David 'JoelKatz' Schwartz (@JoelKatz) May 6, 2026

As reported, Schwartz revealed how much crypto he holds in an earlier X discussion. "I have virtually no crypto exposure left except $XRP and Ripple," Schwartz stated, adding that he wasn't sure if he really planned it that way.

"I once had 26 million $XRP. I once had more than 1,000 BTC. I'm down to less than 1 now. I once had 40,000 $ETH. I think I'm down to less than 2 now," Schwartz said.

Schwartz reveals risk perspective

Ripple CTO David Schwartz opens up about his personal approach to risk, describing himself as someone who is naturally cautious and often skeptical of his own decisions.

"Always, I've always had to force myself to take risks even where it was clearly rational to do so. I just emotionally dislike risk. The excitement of the prospect of success does not move me nearly as much as the fear of failure does," Schwartz said.

Schwartz shed more light on his personality: "In almost every sense of the word 'faith', I am not a man of faith. That isn't a statement specific about $XRP, about Ripple, or about my feelings for the crypto space. It's about my personality and my attitude towards everything."

The Ripple CTO Emeritus once sold 40,000 $ETH for $1.05 each, with $ETH price going parabolic afterwards. Schwartz assumed $ETH had reached its top, saying, "If I had thought there was a 1% chance of it hitting $2,368, I would not have sold it for $1.05. I'm still not sure the odds of that happening really were more than 1% at the time."

Schwartz recently dismissed $XRP reaching $10,000 under recent market conditions, arguing that if wealthy rational investors believed there was even a 1% chance of that outcome, $XRP would already trade at $20.